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Madina is a young woman of 25. She is married and has 2 children. She raises cattle at home because she does not have an education, and her parents taught her animal husbandry. She began with 5 head of livestock. Her husband works in construction as an assistant foreman, and in his free time, he helps his wife. Madina is now trying to develop her business, as this is the main source of income for the family. She will use the loan money to buy more livestock to increase her herd. She is very grateful to Arvand for assisting low- and middle-income people to realize their plans and improve their standard of living.
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Мадина молодая женщина в возрасте 25 лет. Замужем, имеет двоих детей. Занимается она у себя дома откормом скота так как не имеет образования.Она в наличии имеет 5 голов мелко рогатого скота. Этому виду деятельности ее научили родители. Ее муж работает на стройке, помощником мастера. И в свободное время старается помогать своей жене. Мадина старается развивать свой бизнес по животноводству так как основной доход от этого. На полученный кредит Мадина хочет приобрести скот и тем самым увеличить поголовье скота. Она очень благодарна Арванду, что с помощью таких организаций люди с низким и средним уровням жизни могут осуществить свои планы и улучшить свои условия проживания.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 117
    View loans »
    Tajikistan Loans Fundraising
  • $29,882,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Madina to buy cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Nov 9, 2012
Currency Exchange Loss:
Nov 17, 2013