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Señor De Huanca De Cusco Group
In this Group: Andrea, Damiana, Margarita, Yanet, Valentina, Judith*, Edidt, Werner , Celso, Martin Augusto, Lised Rina , Julia
* not pictured

Update on Señor De Huanca De Cusco Group

These members are part of the Communal Bank “Senor de Huanca de Cusco", which is located in the District, Province, and Department of Cusco.

One of the members is Sra. Andrea. She is 56 years old, married, and has five children. Andrea divides her time between her daily activities and managing her business of buying and selling small animals, such as guinea pigs and chickens. She has been in this business for years and has done very well thanks to the effort she puts into her work each day. Andrea raises the animals from the time they are young until they are ready to be sold to her customers who request them. She is a responsible and industrious person who works in order to help her family move forward. Andrea is requesting a loan in order to buy guinea pigs for her business.

The other group members have businesses that involve making clothes, selling food, managing a restaurant, carpentry work, handicrafts, selling furniture, raising small animals, and selling clothes. The smaller attached photo shows two members who requested permission to arrive late to the group meeting for work reasons.

Andrea is grateful to everyone who helped to fulfill her dream in this manner. She promises to complete her payments according to the established terms.
View original language description ↓
Los socios pertenecen al banco comunal “SEÑOR DE HUANCA DE CUSCO”; Este banco se ubicado en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Andrea ella es casada y tiene 56 años y tiene 5 hijos; La socia alterna sus actividades diarias con el negocio de crianza y venta de animales menores como cuyes y gallinas, la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia cría a estos animalitos para luego venderlos a sus clientes que más le solicitan, la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.

La socia solicita el crédito para comprar cuyes para su negocio.

Los otros socios se dedican al negocio de confección de ropa, venta de comida, restaurante, carpinteria, artesania, venta de muebles, crianza de animales menores, venta de ropa.

Los socios que salen en la foto adjunta son socios que pidieron permiso para llegar tarde a la reunión por motivos de trabajo.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

The “Señor D. H. D. Cusco” communal bank has already been working for four and a half years. It is maD. up of ten women and one man. The members are hard-working and enterprising people who are constantly looking for opportunities to succeed, and to offer their children a better future through th... More from Señor De Huanca De Cusco Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $58,907,975
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De Huanca De Cusco Group's $3,650 loan helped a member to buy guinea pigs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 9, 2012
Nov 13, 2012
Currency Exchange Loss:
Mar 15, 2013