Ana is 44 years old. She is married and has 3 children, two of which are high school students and one who is older. Ana has always been an enterprising woman so she decided to open her own business selling cosmetics. She works alone from 8 a.m. to 5 p.m. visiting different parts of the city offering her products to friends and acquaintances. So far, Ana has not had any trouble with petty crime while she is selling her products and she hopes to continue doing her business in the same way so that she does not run into problems in the future.
Ana is requesting this loan in order to buy beauty products such as lipsticks, eyeshadows, perfumes, lotions, etc. Her dream is to one day have her own venue from which to sell her cosmetics.
Ana tiene 44 años de edad es casada tiene 3 hijos los 2 menores asisten a un colegio cerca del sector y el mayor es mayor de edad. Ella siempre ha sido una mujer emprendedora es por eso que dio la apertura a su negocio de venta de cosméticos. Ella trabaja sola de 8 de la mañana hasta la 5 de la tarde. La forma de trabajo es recorrer diversos lugares de la ciudad ofertando los productos entre amigos y conocidos. Ana por el momento no ha tenido ningún inconveniente en cuanto a la delincuencia y espera poder continuar de esta manera. Con el crédito piensa comprar artículos de belleza como labiales, sombras, perfumes, cremas etc. Su sueño es poder tener un local propio de venta de cosméticos
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.