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Carmen Yolanda
Carmen lives in the Playas canton in the Guayas province. She is 46 years old, married, and has two children. One is 18 years old, and the other is 12 years old, and they both go to a public school close to their house.

Carmen started the business of selling empanadas ten years ago. She gets up at five in the morning and prepares the empanadas. She goes to her place at eight in the morning to sell them.

She wants to use the loan to buy cooking oil, green bananas, and a display case in which to put the empanadas. Her goal is to have a place to sell typical Ecuadorian food.
View original language description ↓
Carmen vive en el cantón Playas de la provincia del Guayas, tiene 46 años de edad es casada tiene 2 hijos de 18 años y el otro de 12 años los 2 asisten a un colegio público cerca de su casa. Carmen comenzó hace 10 años atrás en el negocio que es la venta de empanadas. Ella se levanta a las 5 de la mañana y prepara las empanadas y se dirige al local a las 8 de la mañana para venderlas. Con el préstamo ella quiere comprar verde, aceite y una vitrina para colocar sus empanadas. Su meta es tener un local de venta de comidas típicas ecuatorianas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Carmen Yolanda to buy cooking oil, green bananas, and a display case in which to put the empanadas.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 9, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 21, 2013