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Erminger Gardel
Erminger is 57 years old, married, and has two adult children who live independently. He started looking for work five years ago but, owing to his age, nobody would give him a job. He decided, therefore, to set up his own business. Erminger currently has a general store. He works alone, from Monday to Saturday, serving in his business from 8.00am to 10.00pm. He would like to use his loan to buy rice, sugar, milk, etc. His dream is to be able to build his own home and fix up his business.
View original language description ↓
Erminger tiene 57 años de edad es casado tiene 2 hijos mayores de edad por lo que son independientes. El comenzó a buscar trabaja hace 5 años atrás pero por su edad nadie le daba un puesto de trabajo, fue entonces que decidió tener su negocio propio. En la actualidad Erminger tiene una tienda de víveres en general. El trabaja solo de lunes a sábado atendiendo su negocio desde las 8 de la mañana hasta las 10 de la noche. Con el préstamo quiere comprar arroz, azúcar, leche etc. Su sueño es poder construir su propia casa y arreglar el negocio

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 62
    View loans »
    Ecuador Loans Fundraising
  • $23,498,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Erminger Gardel to buy rice, sugar, milk, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 8, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 21, 2013