Ousmane lives in a suburban community of Senegal. He is active in the service sector and is a painter by profession. He is married and is responsible for the payment of the water bills, and he also helps to pay for the daily household expenditures. Ousmane has the experience of working for the past 20 years in his profession. His daily working hours are between 9:00 am and 10:00 in the evening.
Ousmane is a member of the local UIMCEC branch in his community, where he has already successfully repaid his two prior loans. He is currently seeking a loan of 150,000 XOF intended for the purchase of an air compressor, which will help make his painting business more efficient. The increased income he expects will allow him to improve the nutrition and health of his family. Ousmane hopes to someday open a hardware store, become a major supplier and have an orchard.
Monsieur Ousmane vit au Sénégal dans une localité de la banlieue. Il s’active dans le domaine des services s et est peintre de profession. Il est marié et prend en charge les factures d’eau, mais il participe aussi a la dépense quotidienne. Il a une expérience de 20 ans dans son activité. Ses heures de travail journalières sont comprises entre 9h le matin et 22 h le soir. Il est membre du guichet de l’UIMCEC de sa localité et a déjà remboursé 2 crédits antérieurs. Il sollicite un prêt de150 000 frs prévu pour l’achat de compresseur en vue de rendre plus performante son activité. Ainsi l’accroissement de ses revenu pourra l’aider a améliorer les conditions alimentaires de sa famille. Son souhait dans le futur est d’ouvrir une quincaillerie, devenir un grand transporteur et disposer d’un verger.
This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.