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Bibien is a 43-year old woman who is separated and mother to four children. She has been managing a bar in one of the capital's districts for the past ten years and she sells healthy drinks and food there. Over time she has acquired experience in this field and this has enabled her to build up a significant customer base. Unfortunately her limited stock does not allow her sufficiently to meet customer demand; this has led to a significant decrease in customer demand and in turn to a decrease in her sales and profits. She is thus requesting this loan so that she can buy more crates of drinks. This will enable her to retain and increase her customer base, and more significantly to increase her sales and profits, which in turn will enable her to expand and refurbish her bar and also provide for her family's needs.
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Bibien est une femme de 43 ans séparée, mère de 4 enfants.Elle gère un bar dans un quartier de la capitale depuis 10 ans déjà où elle vend des boissons hygiéniques et de la nourriture.Elle a acquise au fil du temps une expérience dans le domaine ce qui lui a permis de gagner une clientèle considérable. Malheureusement,la petitesse de son stock ne lui permet pas de satisfaire convenablement la demande de sa clientèle ce qui crée par conséquent une diminution importante de celle-ci ce qui entraîne de ce fait la baisse de ses ventes et donc de ses bénéfices. Elle sollicite alors ce crédit pour pouvoir acheter plus de casiers de boissons . ce qui lui permettra de retenir et gagner la clientèle mais plus précisément d'augmenter ses ventes et son bénéfice. benefice qui lui permettra d'une part d'agrandir et d’aménager sa structure et d'autre part de subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,192,800
    Funds lent in using Kiva
  • 511.1
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Bibien to increase her stock of crates of drinks.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 5, 2012
Nov 9, 2012
Currency Exchange Loss:
Dec 17, 2013