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Nurije is an Egyptian from one of the two most vulnerable ethnic minority communities of Albania and a mother of two independent children. She is retired and receives a pension, yet she works at her children’s businesses as well. In addition, she looks after her husband, who is been paralyzed for almost a decade.

A couple of weeks ago, Nurije experienced home fires because of faulty electrical home wiring. She managed to repair the house with her savings and with help from her children; however, to prevent the same thing happening again, she needs to change the wiring system, which electricians have told her was installed incorrectly.

In order to make this happen, she is applying for a loan. She hopes that lenders will show understanding and help her.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Albania

  • $10,700
    Average annual income
  • 37
    View loans »
    Albania Loans Fundraising
  • $2,885,025
    Funds lent in using Kiva
  • 109.4
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Nurije to correct faulty electrical home wiring and thereby protect her house from another fire.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 6, 2012
Nov 9, 2012
Currency Exchange Loss:
Dec 17, 2013