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Sally has a four-year-old child. Her husband is working abroad as a driver for a company in Saudi Arabia, so she is the primary caregiver for their child. Sally admits that being the head of the family and providing for their needs is difficult. She and her child always miss her husband, but she says they learn to adjust because she believes that her husband is working abroad for their future.

Sally manages a sari-sari, or general store, business selling canned goods, soft drinks, spices, and biscuits. She wants to expand the products she sells to her costumers, but she doesn’t have enough capital. Thus, Sally is asking for a loan of 50,000 PHP to buy beverages, eggs, breads, soaps, and shampoo. She hopes the loan will help raise her income, allowing her to help her husband sustain their household expenses.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1858
    View loans »
    Philippines Loans Fundraising
  • $61,075,150
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD
A loan of $1,225 helped Sally to buy merchandise for sale in her general store.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Nov 9, 2012
Currency Exchange Loss:
Dec 9, 2012