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Jose Raimundo
José is 54 years and lives together with his wife, 41 years old, and three children who are a source of inspiration to him every day. He is an exemplary man, a good father, husband, and friend. He is interested in the well being of his family, and it has always been important to him to give everything he can to them. He is peaceful, hardworking, honest, and sincere.

José earns an honest living selling lottery tickets. He goes out every morning to sell with new goals, selling in areas that he knows in the capital. He has customers that decide to seek him out and play the lottery with the tickets that he sells since they say that he brings them luck.

Jose wants to purchase lottery tickets from the business itself and not from the re-sellers in order to have better earnings and make it little by little his own business. For the moment, he does not have everything he needs to invest in such an action. This is way he joined up with INTEGRAL, to request a loan and be able to accomplish his dream. He has excellent credit records since he is responsible with his repayments. He trusts in God that his life little by little can be improved and he will be able to accomplish his dreams and goals.
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José de 54 años de edad vive junto a su esposa de 41 años de edad y sus 3 hijos los cuales son su fuente de inspiración día a día. Es un hombre ejemplar, buen padre, esposo y amigo el cual se interesa por el bienestar de su familia y siempre le ha importado darlo todo por ellos, algunas de sus cualidades es que pacifico, trabajador, honesto y sincero. José se gana la vida honradamente vendiendo billetes de lotería, cada mañana emplea nuevos horizontes y sale a vender en conocidas zonas de la capital por su forma de ser tiene clientela la cual decide buscarlo y jugar lotería con billetes que el vende, ya que dicen que les da suerte. José desea comprar billetes de lotería a la propia empresa y no a revendedores para tener mayores ganancias y sea poco apoco su propio negocio pero por el momento no posee lo necesario para invertir en tal acción es por eso que se acercó a INTEGRAL para solicitar un crédito y así poder cumplir su sueño cuenta con excelentes récords crediticios ya que es responsable en sus pagos. Confía en Dios que su vida poco a poco se solucionará y podrá cumplir sus metas y sueños.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 786
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Jose Raimundo purchase lottery tickets from the business itself and not from resellers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Nov 14, 2012
Currency Exchange Loss:
Mar 15, 2013