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Ma. Janice
Ma. Janice was only 22 years old when she engaged herself in the retailing business. She got married early, and is blessed with two children. Ma. Janice is now 28 and still managing her business.

Her husband is her partner in managing for the the growth of her business. Ma. Janice is selling vegetables, fish, meat and spices in their village. Her income from the business is already enough to sustain their household expense, but Ma. Janice still wants to increase her profits from the business to have savings. Hence, Ma. Janice is borrowing PHP 50,000 to buy snack foods, soft drinks and beverages to sell.

She hopes to increase her profit and save some of it for the preparation of her children's education.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 802
    View loans »
    Philippines Loans Fundraising
  • $63,345,600
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Ma. Janice to buy snack foods, soft drinks and beverages to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Nov 9, 2012
Currency Exchange Loss:
May 24, 2013