Elmira is living in Baku city. She and her husband started their family business in 2000. In 2005-2006 she borrowed two loans from Normicro Baku branch, for a total amount of $1100. She used these loans for business expansion. Now she wants to borrow an additional $700. This loan will mainly be used for increasing the variety of goods and increasing the volume of sales. Her husband is in the photo.