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Teresa De Jesus
Teresa de Jesús if forty-three and lives with her children in their house. She has a canteen and sells all types of soup, meat, beans, rice, milk, and sausage, among other things. She sells these from her home, and has worked for a number of years with this small business, through which she has acquired valuable experience which allows her to obtain better food. Thanks to the good direction of her sales, she always has the best earnings. The community where she lives is very busy so she has a lot of clients, although her best clients are her neighbors, who prefer her products for their quality, reasonable prices, and above all else her fast service and clean space. Teresa is an active woman who is determined and very dedicated to her work. She wants to move forward and fulfill her dreams. Because of this, everyday she works to her fullest because she knows that is the only way she might reach the success that she hopes for so much. In the last few weeks the demand for her services rose, and she wants to take advantage of this with a new investment, but she doesn't have sufficient capital to provide it. For this reason she is asking INTEGRAL for a loan that would permit her to buy to buy basic grains, meat, milk, sausage, pasta, drinks, vegetables, etc. Teresa de Jesús has good references for pay and is very responsible. She assures that she will be able to settle the debt and at the same time has hope that she will keep her home economically secure.
View original language description ↓
Teresa de Jesús de cuarenta y tres años de edad vive junto a sus hijos en casa propia, ella posee un comedor y vende todo tipo de platillos sopas, carnes, frijoles, arroz, lácteos, embutidos, entre otros, comercia desde el lugar de su residencia, tiene varios años de trabajar con el pequeño negocio y ha adquirido experiencia valiosa que le permite obtener las comidas mas exquisitas, gracias al buen manejo de la venta siempre obtiene las mejores ganancias, la comunidad donde vive es muy transitada y ya tiene mucha clientela, aunque sus mejores clientes son los vecinos, todos la prefieren porque su producto es de calidad, a un precio accesible y sobre todo con el servicio mas rápido y limpio del lugar; Teresa es una mujer activa, decidida y muy dedicada a su labor, desea salir adelante y cumplir sus sueños por eso todos los días se esfuerza al máximo en el trabajo pues sabe que solo así alcanzara el éxito que tanto espera, en las ultimas semanas aumento la demanda y quiere aprovechar para una nueva inversión, pero no posee de suficiente capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, carnes, lácteos, embutidos, pastas, bebidas, verduras, etc. Teresa de Jesús tiene buenas referencias de pago y es muy responsable, asegura que podrá cancelar la deuda y a la vez tiene fe que llevara a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 719
    View loans »
    El Salvador Loans Fundraising
  • $27,090,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Teresa De Jesus to buy basic grains, meat, milk, sausage, pasta, drinks, and vegetables.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 18, 2012
Nov 9, 2012
Currency Exchange Loss:
Apr 18, 2013