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Luz Erika
Luz is a 32-year-old woman. She lives in the city of Nazca with her husband and two young children, whom she loves and who are her main reason for living. She is a very kind, hardworking, and enthusiastic person, who together with her husband, dedicates all her effort to supporting her family. Thanks to her hard work, Luz was able to complete a technical degree in tourism. In her free time, she likes to relax by listening to a little music, and occasionally she likes to cook a delicious "Seco de Res" [cilantro beef stew] to share with her family.

With a great deal of effort and dedication, Luz works day after day in her small dessert-sales business. Every day, starting early in the morning, she begins her work, preparing her delicious sweets in order to have them ready for sale. She is able to work approximately ten hours a day, and believes that it is going well for her because of the effort that she puts into her work.

Luz is very grateful to the Kiva lenders, because thanks to the help given, she will be able to plaster, paint, and install a floor in the small space she uses for her shop. In this way, Luz will have a more presentable place of business and a more suitable workplace. With these improvements, Luz hopes to increase her sales so that soon she will be able to expand her business. In the near future, she hopes to realize he dream of having a large dessert shop.
View original language description ↓
Luz es una mujer de 32 años, vive en la ciudad de Nazca con su esposo y sus 2 pequeños hijos, a quienes ama y son su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que junto con su esposo dedican todos sus esfuerzos por sacar adelante a su familia; gracias a su esfuerzo Luz pudo estudiar la carrera técnica de turismo, en sus ratos libres le gusta relajarse escuchando un poco de música y en algunas ocasiones cocina un riquísimo Seco de Res para compartir con su familia.
Con mucho empeño y dedicación, día a día Luz trabaja en su pequeño negocio de venta de postres, todos los días desde tempranas horas de la mañana inicia su labor preparando sus deliciosos dulces para tenerlos listos para su venta, ella puede trabajar un aproximado de 10 horas diarias y cree que le va bien por el esfuerzo que pone en su labor.
Luz se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar el tarrajeo, pintado y puesta de piso en el pequeño espacio que utiliza para sus ventas; de esta manera Luz contará con un local de ventas más presentable y adecuado para laboral, con ello Luz espera aumentar sus ventas, así pues en poco tiempo Luz espera poder ampliar su negocio y en futuro no muy lejano desea poder lograr su sueño de tener una gran pastelería.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $55,213,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Luz Erika to improve her place of business by plastering, painting, and installing a floor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 15, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013