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Jose Gilberto
Jose, age 41, lives in a village in the Tela municipality in Atlántida. He lives with his wife and their three children. Jose’s previous business activity was agriculture. Six years ago he decided to establish his own business, a grocery store, in order to generate greater income for the household.

He and his wife run the grocery store, and they wait on their customers all day. In order to keep his business stocked he has decided to request another loan for 27,000 lempiras. He will buy beans, rice, flour, sugar, salt, bread, shortening, meat, soft drinks, and dairy products.

He has managed four loans, counting this one. They have helped him increase his inventory and his clientele. His goal is to make his business grow more and to have it generate good income so that he can support his children’s education.
View original language description ↓
Jose tiene 41 años de edad, vive en una aldea del municipio de Tela, Atlántida con su conyugue y sus tres hijos. Jose anteriormente realizaba actividades agrícolas y hace 6 años decidió establecer su propio negocio de una pulpería para generar mayores ingresos para el hogar. La pulpería es administrada por él y su esposa quienes atienden todo el día a sus clientes. Para mantener surtido su negocio ha decidido solicitar otro préstamo que es por 27,000 Lempiras, va comprar frijoles, arroz, harina, azúcar, sal, pan, manteca, carnes, refrescos y lácteos. Ha manejado cuatro préstamos con este actual, los cuales le han ayudado a incrementar su inventario y su clientela. Tiene como meta hacer crecer más el negocio y que le genere buenas ganancias para apoyar a sus hijos con sus estudios.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 82
    View loans »
    Honduras Loans Fundraising
  • $8,803,075
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD
Expired
A loan of $1,375 helped Jose Gilberto to buy beans, rice, flour, sugar, salt, bread, shortening, meat, soft drinks, dairy products, and other groceries to stock his store and sell.
Repayment Term
27 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 25, 2012
Listed
Nov 9, 2012
Currency Exchange Loss:
Possible
Expired:
Dec 9, 2012