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Yenit Isabel
Yenit Isabel works for a public school in the municipality of Nagarote. She has been working there for 8 years as a primary school teacher helping her family to get ahead. Her family is made up of her husband and two children. With her job, she has been able to provide education, food, and other basic home necessities to her family.
She’s requesting a second loan from CEPRODEL [MFI] considering that she has paid off the last loan very well. This loan will be used to improve her house by starting to build a room, for which she needs to change the roof; thus, giving her family a better quality of life.
View original language description ↓
La Señora Yenit Isabel trabaja para una escuela pública en el municipio de Nagarote desde hace 8 años como profesora de primaria con lo que ha sacado adelante su familia que esta conforma por su esposo y dos hijos, brindándole estudio, alimentación y demás necesidades básicas del hogar.

Actualmente es su segundo crédito que solicita a ceprodel el financiamiento anterior lo ha pagado muy bien, este que necesita es para mejorar de vivienda para comenzar a construir un cuarto con lo que pretende realizar cambio de techo, dándole una mejor condición de vida a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $525 helped Yenit Isabel to buy zinc to change the roof for one of the bedrooms.
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 26, 2012
Nov 9, 2012
Currency Exchange Loss:
Dec 9, 2012