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Elizabet is a secondary school teacher and works at a school in the community of Larreynaga. She is married.

When she learned that Ceprodel was helping the most poverty stricken areas, she decided to visit their offices and request a loan for home improvement. She does not earn enough salary to pay for the work and is only able to do so thanks to help from Ceprodel. This will allow her to turn her dreams into reality, improve her living conditions and lead a better lifestyle.
View original language description ↓
La señora Elizabet es Maestra de Educación Secundaria, actualmente imparte clases en un centro educativo de una comunidad de larreynaga, es Casada.

Al darse cuenta que ceprodel está beneficiando los sectores más pobres, visito las oficinas para solicitar un financiamiento y poder realizar las mejoras a su vivienda la que no ha podido efectuarlo porque su salario no cubre para hacer dichas obras, solamente con la oportunidad que brinda ceprodel se puede lograr cumplir los sueños deseados haciendo realidad, de esa manera mejorar las condiciones y nivel de vida,

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Elizabet to buy ceramic tile and cement, and hire workers.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Nov 9, 2012
Currency Exchange Loss:
Jan 18, 2014