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Vecinal 3 Group
In this Group: Juana, Marcela, Ana Rosa , Maria*, Martina, Saturnina, Gabriela*, Fidelia, Valentina, Ana Josefa
* not pictured
The “Vecinal 3” communal bank will start its second cycle in Pro Mujer as part of the Panamericana Focal Center. It has ten members led by a governing board presided by Juana. The members carry out a variety of businesses among which are knitting sweaters and leggings, weaving vicuña wool blankets, selling bread, selling meat, sewing skirts, knitting baby outfits and knitting gloves.

The loan they’ll take out will benefit small micro businesswomen. Juana is one of them. She indicates that she’s been a member of Pro Mujer for a year having joined invited by a girlfriend who is a member of the institution. She currently has a business weaving vicuña blankets. She relates that she started the business years ago having learned from her godmother who encouraged her to sell this product.

The loan she’ll take out now is to increase capital. She will buy vicuña wool in street markets in El Alto and after making them will sell the blankets in her stand. This way of working allows her to generate resources necessary to support her family the best way possible since she’s in a common law relationship. When asked what she likes about Pro Mujer, she answers that she likes the health training and the credit.

María and Gabriela do not appear in the photo because they were at medical appointments.
View original language description ↓
La A.C. “VECINAL 3” iniciará el segundo ciclo en Pro Mujer, como parte del Centro Focal de Panamericana, está compuesta por diez integrantes y está dirigida por una mesa directiva donde la señora Juana es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: tejido de chompas y polainas, tejido de mantas de vicuña, venta de pan, venta de carne, costura de faldas, tejido de ajuares de bebe, tejido de guantes.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Juana es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de confección de mantas de vicuña; cuenta que este negocio lo emprendió hace años aprendiendo de su madrina quien la alentó a la venta de este producto.

El crédito que ahora sacará es para el aumento de capital (compra de lana de vicuña) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella vive en unión libre.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.

En la fotografía no estan presentes las señoras María y Gabriela, ya que fueron a realizarse la consulta médica.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 231
    View loans »
    Bolivia Loans Fundraising
  • $31,587,350
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Vecinal 3 Group's $2,925 loan helped a member to buy vicuña wool.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 26, 2012
Listed
Nov 9, 2012
Currency Exchange Loss:
Covered
Ended:
Aug 17, 2013