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Arnoldo Jose
Arnoldo José has worked as an ambulance driver for a public center in La Paz Centro for seven years. He’s supported his family consisting of his wife and three children this way providing for schooling, food and other basic household needs. This is his first Ceprodel loan request. He needs it to replace the roof and enlarge bedrooms providing better living conditions for his family.
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El Señor Arnoldo José trabaja para un centro público en el municipio de la paz centro desde hace 7 años como conductor de ambulancia con lo que ha sacado adelante su familia que esta conforma por su compañera de vida y tres hijos, brindándole estudio, alimentación y demás necesidades básicas del hogar.

Actualmente es su primer crédito que solicita a ceprodel lo requiere para mejora de vivienda con lo que pretende realizar cambio de techo y ampliación de dormitorios, dándole una mejor condición de vida a su familia

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 91
    View loans »
    Nicaragua Loans Fundraising
  • $25,013,050
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD