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Adilia Beatriz
Adilia Beatriz has worked for a public institution in the La Paz Centro municipality for the last four years as moral and social support for women. She has also served as a public school teacher for the last 31 years which has helped her family get ahead; offering an apartment, food and other basic household needs.

She is currently applying for a loan from CEPRODEL for home improvement to start building a wall and change the floor of the home giving a better quality of life to her family.
View original language description ↓
La Señora Adilia Beatriz trabaja para una institución pública en el municipio de La paz centro desde hace 4 años como apoyo a la mujer con ayuda social y moral también se desempeña como profesora en una escuela pública desde hace 31 años con lo que ha sacado adelante su familia de dos hijos, brindándole estudio, alimentación y demás necesidades básicas del hogar.

Actualmente solicita un crédito a ceprodel lo requiere para mejora de vivienda para comenzar a construir una pared y cambiar el piso de la casa dándole una mejor condición de vida a su familia

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 106
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $650 helped Adilia Beatriz with the construction of a wall and change of flooring.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 26, 2012
Nov 9, 2012
Currency Exchange Loss:
Dec 9, 2012