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Mr. Bakary lives in Senegal in one of its suburbs. He is married and has been in the sewing business for 20 years. He starts his day at 7am and gets home at 9pm. His earnings permit him to pay the rent and his family’s daily expenses. He is a member of the U-IMCEC branch where he lives and has already repaid three previous loans. He is seeking a loan of 200,000 fr to buy a sewing machine to make his sewing business more efficient. In developing his business, he hopes to diversify the products and services he offers to his clientele, increase the number of his employees to two, pay for his children’s schooling, increase the level of his savings in the hopes of one day buying a house, and finally to improve his family’s diet.
View original language description ↓
Monsieur Bakary habite au Sénégal dans l’une des banlieues. Il est marié et s’active depuis 20 ans dans le domaine de la couture. Il démarre son activité a 7h du matin pour rentrer a 21 heures le soir. Ses revenus lui permettent de prendre en charge le loyer et la dépense quotidienne de la famille. Il est membre du guichet de l’U-IMCEC de la localité ou il vit et a déjà remboursé 3 crédits antérieurs. Elle sollicite un crédit de 200 000 prévu pour l’achat d’une machine a coudre dans la but de rendre plus performante son activité de couture. Avec le développement de son activité il souhaite diversifier les produits et services qu’il offre a sa clientèle, élargir le nombre de ses employés a 2, supporter les frais de scolarité de ses enfants, améliorer le niveau de son épargne dans le but de pouvoir dans le futur se procurer une maison et finalement améliorer les conditions alimentaires de sa famille.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 44
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 512.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Bakary to buy a sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Nov 7, 2012
Currency Exchange Loss:
Jul 17, 2013