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Gunter is a 21 year old youth who lives in the city of Pisco with his wife with whom he has a 2 year old child. Gunter is a youth who is very inclined to get ahead above all because he wants his family to have a better quality of life. Day to day he works as a security guard for the municipality of his city. He works around 10 hours per day and with the fruits of his labor is able to settle the expenses of his home with much effort. He believes that he is doing well in his job because he is responsible and honest.

Gunter is very grateful for the Kiva loans because thanks to the help that they offered him he will be able to buy construction materials like cement and sand, among other items, in order to be able to make improvements in his housing such as repairing the walls and laying the flooring, among other improvements. In this manner he will be able to offer a better quality of life to his family and will be able to strive to realize his greatest dream: "To have his own home and to have his own business."
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Gunter es un joven de 21 años de edad, vive en la ciudad de de Pisco al lado de su esposa con la cual tiene un hijo de 2 años de edad, Gunter es un joven con muchas ganas de salir adelante y sobre todo porque desea que su familia tenga una mejor calidad de vida. Día a día trabaja como agente de seguridad para el municipio de su ciudad, el labora alrededor de 10 horas al día y con el fruto de su trabajo puede solventar los gastos de su hogar con mucho esfuerzo; el cree que le va bien en su trabajo porque es responsable y honrado.

Gunter está muy agradecido con los prestatarios Kiva porque gracias a la ayuda que le han brindado el podrá comprar materiales de construcción como cemento, arena, entre otros para poder realizar mejoras en su vivienda como refacción de paredes, colocación de pisos, entre otros, de esta manera podrá brindarle una mejor calidad de vida a su familia y poder luchar por cumplir su más grande sueño:” Tener su casa propia y tener un negocio propio”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 179
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Gunter to buy construction materials such as cement and sand, among others.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 8, 2012
Dec 1, 2012
Currency Exchange Loss:
Sep 17, 2013