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Perlas Group
In this Group: Eva, Benita, Eugenia, Marithza , Pascuala, Gualberto, Flavia , Virginia, Brigida , Ruddy
The “PERLAS” ["pearls"] Community Bank is starting its first cycle with Pro Mujer as part of the Copacabana central office. The group is made up of ten members and is governed by a Board of Directors, the president of which is Eva. The members' businesses are varied and include: blanket plaiting, a drink store, blanket weaving, a grocery store, and cheese sales.

This loan will benefit these businesspeople. Eva says that this is the first time she has worked with Pro Mujer. She joined at the invitation of a promoter from the institution. She has a sewing business and plaits blankets. She tells us that she learned this work from working in a weaving workshop and later decided to open her own workshop.

This loan is for an increase of working capital (the purchase of wool). She will buy the wool from the wholesalers. She sells her finished products to stores who make orders. This work allows her to generate an income to support her household where possible. She is married with three children.

When asked what she likes about Pro Mujer, she replied that she likes the training and the savings.
View original language description ↓
La A.C. “PERLAS” iniciará el ciclo primer ciclo en Pro Mujer, como parte del Centro Focal Copacabana, está compuesta por diez integrantes y está dirigida por una mesa directiva donde la señora Eva es la Presidenta Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: trenzado de mantas, tienda de refrescos, tejido de mantas, tienda de abarrotes, venta de queso.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Eva es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de nuestra institución. En la actualidad ella tiene un negocio costura de trenzado de mantas; cuenta que este negocio lo aprendió al trabajar en un taller de tejido, posteriormente decidió emprender su propio taller.

El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las tiendas de venta por mayor y posteriormente a la elaboración lo distribuirá a las tiendas a pedido. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y los ahorros.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 130
    View loans »
    Bolivia Loans Fundraising
  • $29,659,500
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Perlas Group's $2,575 loan helped a member to buy wool.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 31, 2012
Listed
Nov 9, 2012
Currency Exchange Loss:
Covered
Ended:
May 17, 2013