José's also very hardworking. He works in security. He works about nine hours a day and with the fruit of his labor can pay for his household expenses with great effort. He believes it's going well for him in his job because he's very responsible and honest.
José's very grateful to the Kiva lenders. Thanks to their help he'll be able to get together the money to buy a plot of land on which to build his house, with a lot of effort and especially dedication, because currently he lives in a little rental house. This way he'll be able to improve his family's quality of life and strive to make his biggest dream come true: "To have his own house and give his family a good quality of life."
Jose está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá completar el dinero para poder comprar un terreno, con lo cual con mucho esfuerzo y sobre todo dedicación podrá construir su vivienda, ya que actualmente vive en una casita alquilada, de esta manera el podrá mejorar la calidad de vida de su familia y luchar por hacer realidad su más grande sueño:” tener su casa propia y darle una buena calidad de vida a su familia”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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