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Hawa
Hawa is a married woman, who is an active trader selling local products such as smoked or dried fish and palm oil. She gets her supplies regularly from a weekly market in the sub-region. She has 22 years' experience in her business. She begins her activity at 6 o'clock in the morning and finishes at 8 o'clock in the evening. The income which she generates from her business allows her to contribute to the daily household expenses. She is a member of one of the branches of UIMCEC and is requesting a loan of 300,000 francs to buy dried fish and palm oil for resale. She has already repaid a previous loan from the same institution. Her aim is to develop her trading activity so that she can increase her profits and be able to improve her family's nutritional conditions. She would like to become a significant businesswoman in the future.
View original language description ↓
Madame Hawa est une femme mariée qui s’active dans le secteur du commerce et pratique la vente la vente de produits locaux tels que poissons fumés ou séchés, huile de palme. Elle s’approvisionne périodiquement a partir d’un marché hebdomadaire de la sous région. Elle a une expérience de 22 ans dans son activité. Elle commence ses activités a 6h du matin pour terminer a 20h le soir. Les revenus que lui procure son activité lui permettent de participer aux charges de dépense quotidienne au sein de son foyer. Elle est membre d'un des guichets de l'UIMCEC et sollicite un crédit de 300 000 prévu pour l’achat de poissons séchés et d’huile de palme qui seront destinés a la vente.Elle a déjà remboursé un crédit antérieur au sein de la dite institution. Son objectif est de développer d’avantage son activité de commerce afin d’accroitre ses bénéfices dans le but de pouvoir améliorer les conditions alimentaires de sa famille.Elle souhaite devenir une grande commerçante dans l'avenir.

Additional Information

About UIMCEC

This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $1,759
    Average annual income
  • 38
    View loans »
    Senegal Loans Fundraising
  • $13,041,875
    Funds lent in using Kiva
  • 512.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Hawa to buy local products for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 11, 2012
Listed
Nov 7, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 19, 2014