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Carlos Alberto
Carlos is a 21-year-old man living in the city of Ica with his spouse and little six-month-old baby boy. He’s a very kind, hardworking, enthusiastic person who focuses all his efforts into moving his family forward. Unfortunately, due to the lack of economic resources and the need to work to cover expenses, Carlos was unable to study Computer Programming but would have liked to do so very much. In his free time he likes to continue working and sometimes cooks a delicious “Arroz con Pollo” (Chicken with Rice) to share with his family.

With much effort and dedication and thanks to his parents’ support, Carlos is working providing transportation services. He drives a small car that he uses as a shared taxi. He heads out to drive through the streets of his city looking for passengers starting very early in the morning every day and works about 8 hours daily; he believes he does well because he’s very responsible.

Carlos is very grateful to Kiva lenders because thanks to the support provided he will be able to do some home improvements. He wants to install tile flooring and paint the house. In this way, Carlos will have a home in better condition that will provide increased security and wellbeing for his family and Carlos can continue striving and working so that alongside his family he will be able to get ahead and reach his dream of having his house completely built.
View original language description ↓
Carlos es un hombre de 21 años, vive en la ciudad de Ica con su pareja y su pequeño bebé de 6 meses de nació, él es una persona muy amable, trabajador y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad de trabajar para solventar sus gastos Carlos no pudo estudiar la carrera profesional de Computación e Informática, pero le gustaría mucho poder hacerlo, en sus ratos libres le gusta seguir trabajando y en algunas ocasiones cocina un riquísimo Arroz con Pollo para compartir con su familia.
Con mucho empeño, dedicación y gracias al apoyo de su padres, Carlos trabaja brindando servicios de transporte, él maneja un pequeño auto, el cual utiliza como colectivo, todos los días desde tempranas horas de la mañana sale a recorrer las calles de su ciudad en búsqueda de pasajeros, él puede trabajar un aproximado de 8 horas diarias y cree que le va bien porque es muy responsable.
Carlos se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, él desea poner el piso de cerámica y pintar su casa; de esta manera Carlos tendrá su hogar en mejores condiciones, las cuales brinden mayor seguridad y bienestar para su familia, así pues Carlos espera seguir trabajando y esforzándose para que al lado de su familia pueda salir adelante y así desea lograr su sueño de tener su casa totalmente construida.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $53,916,525
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD