Chicas Inolvidables Group
The loan they are taking out will benefit small micro-businesses where Juana is a worker. She notes that it is her fourth cycle as a part of Pro Mujer. She was invited by the invitation of a promoter who works at the institution and came to visit her in her house. She now has a business for producing and selling quinoa. She has practiced this business for years, undertaking the same business with a community association that commercializes said product.
The loan that she will take out is to raise capital for the sale of seeds, which she will acquire from the fairs in the town of El Alto and later will harvest to sell outside. This form of work allows her to generate resources to support her home in all ways possible because she is married and has three children.
When asked what she likes about Pro Mujer, she responds that she likes the health area and loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Juana es integrante, ella indica que es el cuarto ciclo que integra Pro Mujer, ingresando por invitación de una promotora que trabaja en la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio producción y venta de quinua; cuenta que este negocio lo ejerce hace años, emprendiendo el mismo con una asociación comunitaria que comercializa dicho producto.
El crédito que ahora sacará es para el aumento de capital (compra de semillas) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la cosecha lo comercializará al exterior. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella está casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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