This loan will benefit small micro-entrepreneurs, such as Sra. Juana who is a member. She says that she joined Pro Mujer eight years ago after receiving an invitation from a friend who also participates in a Communal Bank. At the moment, she has a business of producing woven blankets. Juana says that she started her business years ago after she learned this trade from one of her friends.
The loan she is receiving now will be used to increase her capital for buying wool. She acquires her supplies from distribution shops and then produces what she sells from her retail space. Working in this manner enables her to generate the income she needs to support her family financially. Juana is married and has four children.
When asked what she likes about Pro Mujer, Juana said that she enjoys sharing with her fellow group members. In the photograph, Sra. Elena was not present because she had a medical appointment.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Juana es integrante, ella indica que hace ocho años que integra Pro Mujer, ingresando por ingresando por invitación de una amiga que participa en una banca comunal. En la actualidad ella tiene un negocio de tejido de mantas; cuenta que este negocio lo emprendió desde hace años atrás aprendiendo este oficio de uno de una de sus amigas.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las tiendas distribuidoras posteriormente a la elaboración lo comercializa en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyarse económicamente a su familia pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta compartir con sus compañeras.
En la fotografía no se encuentra la señora Elena por encontrarse en la consulta médica.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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