Manzanilla De Los Andes Group
This loan will benefit small micro-entrpreneurs, such as Sra. Rosmery who is a member. She says that she joined Pro Mujer six months ago after receiving an invitation from some friends who are also members of the organization. At the moment, Rosmery has a business selling woven petticoats that are worn by indigenous women. She learned how to make these items years ago after she started her own workshop.
The loan she is receiving now will be used to increase her capital to buy wool. She acquires her supplies at wholesale shops and then proceeds with making her products at her retail space. Working in this manner enables her to generate income to financially support her family. Rosmery is in a common-law relationship and has one child.
When asked what she likes about Pro Mujer, Rosmery said that she enjoys the health seminars.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rosmery es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por ingresando por invitación de unas amigas que son socias de la institución. En la actualidad ella tiene un negocio de venta de tejido de centros para cholitas que aprendió en una fábrica hace años, posteriormente ella inicio su propio taller.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las tiendas que venden por mayor posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyarse económicamente a su familia pues ella vive en concubinato y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan las capacitaciones en salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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