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Update on Harriet

Harriet used the previous loan to buy office supplies to sell. She is a hardworking woman aged 31 who is married with four children and lives in Kagadi, Uganda. She runs a stationary business, which she has operated for nine years. She got capital from her husband to start the business. She wishes to educate her children up to the university level. Her business is affected by price fluctuations, and her dream is to trade in wholesale.

Harriet intends to use the loan to buy books, pens and paper to sell.

Previous Loan Details

Harriet is a female aged thirty-one, married, with four children and living in Kagadi, Uganda. She runs a stationary business which she has operated for nine years. She got capital from her husband to start the business. She wishes to educate her children up to university level. Her business ... More from Harriet's previous loan »

Additional Information

More information about this loan

This loan is part of HOFOKAM's program targeting poor and geographically excluded populations in Western Uganda. In addition to loans, it provides social and business training programs to low-income entrepreneurs and their communities. Since 2003, HOFOKAM has provided sustainable financial and non-financial services to promote social, economic and sustainable land development and improve the quality of life for vulnerable populations. The organization has a clear vested interest in underserved communities with its headquarters in rural Fort Portal and a number of branches in extremely remote areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Uganda

  • $1,800
    Average annual income
  • 192
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 2,584.8
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Harriet to buy books, pens and paper to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Nov 9, 2012
Currency Exchange Loss:
May 19, 2013