Update on KaijaA 45-year-old father of four children living in Kagadi, Uganda, Kaija has been operating a retail shop selling food for three years now. His major challenges are customers not paying on time and price fluctuations.
Having used his previous loan to purchase more food items to sell, Kaija is requesting a loan to purchase maize and beans to sell. He would like to diversify his business to include a supermarket, and dreams of educating his children and buying a car.
Previous Loan DetailsKaija is a 45-year-old father of four children living in Kagadi, Uganda. For three years he has been operating a retail shop where he normally sells food. His major challenges are customers not paying on time and price fluctuations. He dreams of having his children educated and buying a car.… More from Kaija's previous loan »
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Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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