Jolly is a 38 year old widow with two children living in Masindi –Uganda. She operates a photo studio and with the money earned she has been able support her family. She also gets an allowance since she is a political leader in her village. Her business is located on a busy street to easily attract customers. Jolly’s dream is to educate her children and set up a modern studio despite challenges of inadequate capital. She is requesting a loan to pay school fees for her children.