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Lali is from the village of Kardenakhi of Kakheti region. She is 35 years old and lives with her husband and 19-year-old son. Lali works as a music teacher at the local village and gets a monthly salary. Besides her main job, she is involved in the family agricultural business. In particular, she produces Churchkhela (Traditional Georgian sausage-shaped candies, produced with grape must, flour and threaded nuts onto a string) and sells them at the local open market. In addition, Lali’s husband has a tractor and serves to local farmers to get a service fee for the job.

Nowadays, the tires of the tractor are damaged and he is forced to stop the operations. Lali has requested a loan to purchase new tires for the tractor. After the tires are purchased, her husband will continue working and this will significantly increase the family income. With the increased income, Lali will improve the living conditions for her family. She awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 36
    View loans »
    Georgia Loans Fundraising
  • $7,910,475
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Lali to purchase new tires for the tractor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 8, 2012
Nov 8, 2012
Currency Exchange Loss:
May 17, 2013