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Florence is 33 years old and is married with one child who is 2 years old. Florence owns a sewing business and also sells various goods such as: Fanta, cakes, sugar, etc that she operates from her work from 6 a.m until 5 p.m every day each week, except on the weekend. She currently employs one person to help her and she has two years of experience in this business.

Florence has requested a loan from Kiva lenders via Vision Finance Company in order to buy some goods for her store like: Fanta, cakes, sugar, etc and to buy some materials and machines for her sewing to get more profits. She plans to use any profits generated from this loan to satisfy her family's basic needs, to save money for her future and to reinvest in her business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $13,351,700
    Funds lent in using Kiva
  • 627.5
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Florence to buy some goods for her store like Fanta, cakes, sugar, etc and to buy some materials and machines for her sewing business to get more profits.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 2, 2012
Nov 8, 2012
Currency Exchange Loss:
Feb 1, 2014