Jacob is a 38-year-old, married man, who has three children, living in Kasese, Uganda. For three years he has been a security guard, working with a private security company in the country. His inspiration is derived from the desire to protect the people, after he suffered the loss of his relatives during the rebel insurgency in 2001. After realizing that the meager salary he earns cannot meet his basic needs and those of his family, he set up a retail shop. His desire is to educate his children up to the university and to own a wholesale shop. Jacob is requesting a loan to pay school fees for his children.