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Sek's Group
In this Group: Sek, Proeng, Ourr
Sek, aged 55, is a widowed mother of three children, two of whom are dependent on her and still in school. Her family lives in a rural village of the Dambae district of Kampong Cham province. To feed her children, she has been engaged in planting cassava and cashews on five hectares of farmland. Having been in this business for 30 years, Sek is able to earn about 60,000 KHR (Cambodian riels) per day and can save about 30,000 KHR of this for future needs.

Sek has been with Kiva’s partner, VisionFund, for one loan cycle, while the other members of her group have been with VisionFund for from one to two loan cycles. Sek successfully repaid her previous loan which helped her to relieve her family’s financial burden and improved her livelihood. Now, she is leading her group of three to apply for a loan. As the leader, Sek is going to use her portion to buy fertilizers and insecticides for her cultivated land. She hopes to get a high crop yield from her plantation so she can make a better living and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 260
    View loans »
    Cambodia Loans Fundraising
  • $38,024,450
    Funds lent in using Kiva
  • 4,023.2
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sek's Group's $675 loan helped a member to buy fertilizers and insecticides for her cultivated land.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Oct 8, 2012
Dec 1, 2012
Currency Exchange Loss:
Apr 17, 2013