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Dy's Group
In this Group: Dy, Tola
Dy, 55, is single and lives in a village of the Ek Phnom district. To make a living, she has been farming rice and planting cabbage for thirty-three years. Her business currently earns her approximately 18,000 Cambodian riels (KHR) per day. From that, she manages to save about 6,000 KHR each day after offsetting her daily expenses.

There are two members in Dy’s group and they are both first-cycle clients with VisionFund. Dy is leading her group to apply for a loan of 1,000,000 KHR each. She will use her portion to buy fertilizers and seeds for her plantation, as well as labor. She hopes to increase her family’s income in order to improve their standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 331
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • 4,023.2
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Dy's Group's $500 loan helped a member to buy fertilizers and seeds for her plantation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Oct 8, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013