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Felicita Isabel
The Communal Bank Quiroga meets every fifteen days in the Quiroga parish of the town Calceta, where the people largely dedicate themselves to agriculture, raising animale, and selling their products.

This is where Felicita, who is fifty-seven years old, married, and has three older children and a little daughter live in their home. Her husband is retired.

Felicita is a housewife who dedicates herself to sales in order to obtain her own income. She sells Yanbal brand products (beauty supplies, cosmetics, perfumes, and accessories for women). She works four days a week and sells door-to-door. She shows her catalog so her clients can pick out what they need. She leaves a loan and covers two or three of the fees as her clients prefer. What she sells most are the perfumes and creams. She already has managed her business for five years and it is going very well for her.

This loan is to buy perfumes, creams, cosmetics, and other beauty products. She is a founding partner of the Communal Bank and also its president. She likes it because it it provides so much help for her friends and herself.

Her dream is to have a boutique and become the director of Yanbal.
View original language description ↓
En la parroquia Quiroga de la ciudad de Calceta, localidad donde la gente se dedica en gran parte a la agricultura, cría de animales y a la venta de sus productos, se reúne cada quince días El Banco Comunal Quiroga.

En este lugar vive la señora Felicita, tiene 57 años de edad, está casada y de esta relación tiene tres hijos mayores de edad y una hija vive en su casa. Su esposo es jubilado.

Doña Felicita es un ama de casa que para obtener sus propios ingresos se dedica al comercio, vende productos de la marca Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja cuatro días a la semana y su forma de venta es puerta a puerta, ella enseña su revista para que sus clientes escojan lo que necesitan, deja a crédito y cobra en dos o tres cuotas de acuerdo a como lo prefieran sus clientes. Lo que más vende son los perfumes y las cremas, lleva en este negocio ya 5 años y le va muy bien.

Este crédito es para comprar perfumes, cremas, cosméticos y otros productos de belleza. Es socia fundadora del Banco Comunal, es la presidenta del mismo y le gusta por la ayuda que reciben tanto ella como sus compañeras.

Sus sueños son tener una boutique y llegar a ser directora de Yanbal.


About Ecuador

  • $10,600
    Average annual income
  • 102
    View loans »
    Ecuador Loans Fundraising
  • $24,143,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Felicita Isabel to buy perfumes, creams, cosmetics, and other beauty products.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 25, 2012
Listed
Nov 8, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2013