On her own initiative and with much effort and dedication, Angelina works in her small business selling beverages. She starts work every day very early in the morning and can work up to 12 hours daily. She thinks she does well because of the good prices she offers her customers.
Angelina is grateful to Kiva lenders because thanks to the support provided she will be able to buy merchandise like soft-drinks, mineral water and beer, among others for her business. In this way, Angelina will have the business well-stocked and will be able to increase sales and income this way that will help her to gradually expand the business and become a distributorship.
Por iniciativa propia, con mucho empeño y dedicación, Angelina trabaja en su pequeño negocio de venta de bebidas, todos los días desde tempranas horas de la mañana inicia su labor, ella puede trabajar un aproximado de 12 horas y cree que le va bien por los buenos precios que ofrece a sus clientes.
Angelina se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería para su negocio, tales como gaseosas, agua mineral, cervezas, entre otros; de esta manera Angelina tendrá su negocio mejor abastecido, con ello espera aumentar sus ventas e incrementar sus ingresos económicos, los cuales le servirán de mucho para que poco a poco pueda ampliar su negocio y convertirse en una distribuidora.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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