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Ni Nengah Sodi
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38 year old Ni Ketut Sodi is married. Her husband works in a private company. Ni Ketut Sodi is highly motivated, Ni Ketut Sodi has 2 children, one of which has been married and the other in college. Ni Ketut Sodi is thankful that her child obtained scholarship from the Mayor's office because he is very smart. Ni Ketut Sodi has owned her kiosk for a while. She plans to use the $550 loan to purchase equipments for her kiosk. SHe sells various snacks and Balinese traditional cakes. Every day Ni Ketut Sodi purchases her merchandise from Negara market. She leaves at 4 am and since the market is close to her home, she is usually back by 5 am. Ni Ketut Sodi immediately prepares her merchandise in the kitchen. She usually opens her kiosk at 6 am. As many people stops by to buy snacks, coffee and tea on the way to school and work. Each day she earns about $440 in sales and $55 profit. Ni Ketut Sodi is hopeful that Dinari loan can improve her kiosk and increase its profitability.

Translated from Bahasa Indonesia by Kresna Hartandi, Kiva Volunteer



Ni Ketut Sodi berumur 38 tahun dan suaminya bekerja disebuah perusahaan swasta. Ni Ketut Sodi memiliki semangat hidup sangat tinggi. Ni Ketut Sodi memiliki 2 orang anak, 1 anaknya sudah berumah tangga dan 1 masih kuliah. Ni Ketut Sodi sangat bersyukur karena anaknya mendapat beasiswa dari bupati karena pintar. Ni Ketut Sodi menekuni usaha warungnya sudah lama.Dengan modal yang didapat dari Dinari Rp.5.000.000,- dipergunakan untuk membeli semua kebutuhan warungnya.Adapun dagangan yang dijual adalah berbagai macam makanan ringan dan aneka jenis kue tradisional Bali. Setiap hari Ni Ketut Sodi berbelanja di pasar Negara pukul 04.00 pagi sudah berangkat ke pasar, jarak pasar dengan tepat tinggalnya sangat dekat. Sampai dirumah pukul 5.00 pagi Ni Ketut Sodi langsung mempersiapkan dan memasak semua keperluan warung dan rumah tangganya. Ni Ketut Sodi mulai berjualan jam 6.00 pagi karena pagi-pagi banyak yang membeli jajan, kopi, dan teh. Setiap hari penghasilan kotor yang didapat Rp.400,000,-dan keuntungan bersih tiap hari Rp.50,000,-. Ni Ketut Sodi bersyukur mendapat pinjaman dana dari Dinari sehingga warungnya menjadi ramai.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 89
    View loans »
    Indonesia Loans Fundraising
  • $5,148,150
    Funds lent in using Kiva
  • 9,258.7
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Ni Nengah Sodi broaden Merchandise Variety.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jun 7, 2008
Listed
May 21, 2008
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2009