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Claveles Group
In this Group: Amalia Tereza, Silvia Eugenia, Gladys , Gladys Maribel, Ximena Sandra, Luz Angela, Monica Rosalia , Basilia, Gregoria
The “Claveles” (Carnations) communal bank will start its third cycle in Pro Mujer as part of the Los Andes Focal Center. It has nine members led by a governing board presided by Amalia. The members of the communal bank carry out a variety of business among which are blanket weaving, fabric sales, bookstore, cosmetics sales, macramé blanket making, bread sales, metal sales, sportswear making and perfume sales.

The loan they are taking out will benefit small, micro businesswomen like Amalia. She indicated that she’s been a member of Pro Mujer for three years having joined thanks to an invitation from a program promoter who visited her at home. She currently has a bookstore that she started on her own initiative several years ago.

The loan she’ll take out now is to increase capital. She will buy notebooks and laminated sheets from suppliers to then sell in her sales point. This way of working allows her to generate income to support her family economically since she’s married and has two children. When asked what she likes about Pro Mujer, she answers that she likes the guidance.
View original language description ↓
La A.C. “CLAVELES” iniciará el decimo tercer ciclo en Pro Mujer, como parte del Centro Focal Los Andes, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Amalia es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: confección de mantas, venta de telas, librería, venta de cosméticos, macramé de mantas, venta de pan, venta de fierro, confección de deportivos, venta de perfumes.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Amalia es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por ingresando por invitación de una promotora que fue a visitarla a su casa. En la actualidad ella tiene un negocio de librería; cuenta que este negocio lo emprendió por iniciativa propia hace varios años.

El crédito que ahora sacará es para el aumento de capital (compra de laminas y cuadernos) que adquirirá de las empresas distribuidoras posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyarse económicamente a su familia pues ella es casada y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la orientación.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 161
    View loans »
    Bolivia Loans Fundraising
  • $33,489,225
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Claveles Group's $4,925 loan helped a member to buy notebooks and laminated sheets.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 30, 2012
Nov 8, 2012
Currency Exchange Loss:
May 17, 2013