Suma Chuyma Group
The loan that they are requesting will benefit small businesspeople such as Martha. She points out that it is three years since she joined Pro Mujer, having joined at the invitation of a member who participated in the community bank. She currently has a business selling furniture. She tells us that she started this business years ago jointly with her husband's brother who taught her the work and she went out to sell the products that had just been made.
The loan that she is requesting now is to increase her business capital so she can acquire furniture from people who no longer want it, repair it, and then sell it in the markets in the city of El Alto. This work enables her to generate income to support her family economically as she is married and has four children.
When she was asked what she likes about Pro Mujer, she responded that she likes sharing the training and health information with her friends.
One of the members, Vicky, is not in the photo due to cultural reasons.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Martha es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por ingresando por invitación de una socia que participa en una banca comunal. En la actualidad ella tiene un negocio de venta de muebles; cuenta que este negocio lo emprendió desde hace años atrás conjuntamente ya que el hermano de su esposo le enseño este oficio, ya que ella salía a vender los productos acabados.
El crédito que ahora sacará es para el aumento de capital (compra de muebles) que adquirirá de las personas que ponen en desuso sus muebles posteriormente los repara y los comercializa en las ferias de la ciudad de El Alto. Esta forma de trabajo le permite generar recursos para apoyarse económicamente a su familia pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta compartir con sus compañeras las capacitaciones de las asesoras y del área de salud.
En la fotografía no esta presenta la señora Vicky a causa de razones culturales.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid