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Estrellas De Sajama Group
In this Group: Ana, Benedicta, Marisol, Neiza Laura, Florencia, Elvira, Cristina, Veronica Magali, Virginia, Leonor, Candelaria, Ayda Margarita
The "Estrellas de Sajama" Communal Bank will begin its thirty-second cycle with Pro Mujer as part of the Cascada Regional Office. It is made up of twelve members led by a board of directors with Ana serving as president. The communal bank's members support themselves with a variety of businesses, including sewing petticoats, book sales, sale of "masitas" [small savory pastries in a variety of flavors] and "empanadas" [savory stuffed pastries], candy sales, juice sales, coffee sales, grain sales, macramé-making, grocery sales, sale of "rellenos" [stuffed mashed potato fritters], and a sewing workshop.

The loan that the group will take out will benefit small micro-entrepreneurs like Ana. She explains that she joined Pro Mujer six years ago, having been invited by a relative who is a member of the institution. Currently, she has a business preparing and selling masitas. She says that she started this business years ago by selling cookies. Later, she learned to make some masitas, which were a hit in her business. To specialize in that area, she took classes to diversify her sales.

The loan that she will now take out is for the purchase of equipment—like a mixer—that she will buy from wholesale sellers and then set up in her business for the preparation of her products. Her work allows her to generate income to support herself and her family economically, since she is a single mother of one son.

When asked what she likes about Pro Mujer, she responds that she likes the collateral-free loans and the advice.
View original language description ↓
La A.C. “ESTRELLAS DE SAJAMA” iniciará el trigésimo segundo ciclo en Pro Mujer, como parte del Centro Focal Cascada, está compuesta por doce integrantes y está dirigida por una mesa directiva donde la señora Ana es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: costura de centro, venta de libros, venta de masitas y empanadas, venta de dulces, venta de refrescos, venta de café, venta de cereales, tejido de macramé, venta de abarrotes, venta de rellenos, taller de costura.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Ana es integrante, ella indica que hace seis años que integra Pro Mujer, ingresando por invitación de un familiar que es socia de la institución. En la actualidad ella tiene un negocio de preparación y comercialización de masitas; cuenta que este negocio lo inicio cobn la venta de galletas hace años, posteriormente aprendió a realizar algunas masitas mismas que fueron éxito en su negocio y para especializarse en esta área fue a un instituto a diversificar su comercio.

El crédito que ahora sacará es para la compra de herramienta (compra de batidora) que adquirirá de las personas que venden por mayor y posteriormente lo implementará en su negocio para la elaboración de sus productos. Esta forma de trabajo le permite generar recursos para apoyarse económicamente a su familia pues ella es soltera y tiene un hijo.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el préstamo sin garantía y consultorio.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 78
    View loans »
    Bolivia Loans Fundraising
  • $28,120,450
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Estrellas De Sajama Group's $3,750 loan helped a member to buy an electric mixer.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 11, 2012
Listed
Nov 8, 2012
Currency Exchange Loss:
Covered
Ended:
Apr 17, 2013