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Freddy Arnaldo
Freddy, 27, lives in a common law union with his wife. He lives with his two children and his wife in the town of Azacualpa in Santa Bárbara Department. He used to work selling bread from place to place but a year ago started selling purified water in five gallon bottles and in half-liter bags; he also sells soft-drinks in assorted flavors.

Aiming at improving and increasing sales, he’s requested a 15,000 Lempira loan to buy more merchandise: purified water and soft-drinks. He sells through grocery stores where he’s contracted to be their supplier. His goal is to grow as an individual merchant and to provide better standard of living for his family.
View original language description ↓

El Señor Freddy tiene 27 años de edad, convive con su esposa en unión libre, reside en compañía de sus 2 hijos y esposa en el municipio de Azacualpa, Departamento de Santa Bárbara.
Freddy anteriormente se dedicaba a la venta de pan de manera ambulante, pero desde hace un año se dedica a la venta de agua purificada en botellones de 5 galones y en bolsas de medio litro, además vende refrescos de diferentes sabores.
Con el propósito de mejorar y aumentar sus ventas, ha solicitado un préstamo por la cantidad de 15,000 Lempiras, los que piensa invertir en la compra de más producto: agua purificada y refrescos. La comercialización la realiza a través de las pulperías donde él tiene contrato de abastecedor.
Tiene por meta la de crecer como comerciante individual y darle un mejor estilo de vida a su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 83
    View loans »
    Honduras Loans Fundraising
  • $8,816,850
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Freddy Arnaldo to buy five-gallon bottles of water, 1/2-liter bags of water and assorted soft-drinks.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 24, 2012
Listed
Nov 8, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013