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Jassel Raquel
Jassel is a single, 22-year-old woman who is in the fifth year of her Industrial Engineering studies.

This is the second loan she has requested, which will go towards the purchase of books and encyclopedias that are necessary to strengthen her studies. The loan will also cover the cost of her degree certification. Her father supports her financially with the loan payments.

In addition to studying, she sells flip-flops, personal products, and home products to help cover her expenses. She was able to acquire her own computer with the last loan. This has made studying easier by allowing her to have her own tool with which to complete her assignments and do research.
View original language description ↓
La joven Jassel de 22 años de edad, es soltera, estudia la carrera de ingeniería industrial, está en el quinto año de su carrera y solicita este segundo crédito para realizar la compra de libros y enciclopedias necesarias para reforzar sus estudios y también para cubrir el pago del curso de titulación. Su padre le apoya económicamente con los pagos del préstamo, la joven además de estudiar se dedica al comercio de chinelas, artículos personales y del hogar para apoyarse con sus gastos, con el financiamiento anterior pudo adquirir su propia computadora que le facilito sus estudios ya que le permitió contar con su propia herramienta para realizar sus trabajos e investigaciones.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,407,250
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Jassel Raquel to buy books and pay for her degree certification.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 23, 2012
Dec 1, 2012
Currency Exchange Loss:
Jun 17, 2014