Ricardina lives in the south of Guayaquil in a neighborhood called “El Guasmo”. She’s married with 2 children who are both independent adults. Ricardina started her business by chance when she was dropping off her grandson to school in her vehicle and the mothers of the other students asked her to drop off their children too. Currently, she offers transportation with school service. With the loan, she wants to buy tires and paint for her vehicle. Her goal is to buy an extra vehicle to lease it and earn additional household income.
Ricardina vive en el sur de Guayaquil en un barrio llamado El Guasmo. Es casada tiene 2 hijos que son mayores de edad por lo que son independientes. Ricardina comenzó de casualidad ya que ella iba a dejar a un nieto a la escuela en su carro y las madres de los alumnos le pidieron que les haga expreso a sus hijos también. En la actualidad ella ofrece transporte de servicio escolar. Con el préstamo ella quiere comprar llantas, pintar el carro etc. Su meta es comprarse otro carro mas para alquilarlo y que le genere más ingreso a su casa
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.