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Ricardina Marleny
Ricardina lives in the south of Guayaquil in a neighborhood called “El Guasmo”. She’s married with 2 children who are both independent adults. Ricardina started her business by chance when she was dropping off her grandson to school in her vehicle and the mothers of the other students asked her to drop off their children too. Currently, she offers transportation with school service. With the loan, she wants to buy tires and paint for her vehicle. Her goal is to buy an extra vehicle to lease it and earn additional household income.
View original language description ↓
Ricardina vive en el sur de Guayaquil en un barrio llamado El Guasmo. Es casada tiene 2 hijos que son mayores de edad por lo que son independientes. Ricardina comenzó de casualidad ya que ella iba a dejar a un nieto a la escuela en su carro y las madres de los alumnos le pidieron que les haga expreso a sus hijos también. En la actualidad ella ofrece transporte de servicio escolar. Con el préstamo ella quiere comprar llantas, pintar el carro etc. Su meta es comprarse otro carro mas para alquilarlo y que le genere más ingreso a su casa

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Ricardina Marleny to buy tires and paint for her vehicle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2012
Nov 8, 2012
Currency Exchange Loss:
Nov 21, 2013