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Sembrando Group
In this Group: Asunta, Magdenia, Clemente, Rene Felipe, Crisogeno Erasmo, Marina, Edson, Junia, Johana Mirtha*
* not pictured

Update on Sembrando Group

The group members belong to the "SEMBRANDO" communal bank. This communal group is located in Cusco within the province and department of Cusco.
The member applying for this loan is Sra. Asunta, who is 42 years old and is married with 2 children. She works in her printing business where she creates greetings cards for birthdays, weddings and other occasions from 8am until 5pm. Her business helps her to provide for her family's future and her dream is to expand her printing business. The group member is applying for this loan in order to buy paper, paints and paintbrushes.
The group member whose face is covered over with a circle is no longer a member of the "SEMBRANDO" communal bank and the group memebrs whose photos are attached to the group photo had their photo taken after the meeting as they had notified the Field Partner that they had prior working commitments.
The businesses run by the other group members include a grocery store, a restaurant business, a carpentry workshop and a cake seller.
Sra Asunta is grateful to anyone who helps to make her dream come true with this loan and she promises to fulfil her repayment schedule in a timely manner.
View original language description ↓
Los socios pertenecen al banco comunal “SEMBRANDO”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Asunta ella es casada y tiene 42 años y tiene 2 hijos; La socia trabaja en su negocio de imprenta, ella realiza trabajos de tarjetas de cumpleños, de matrimonios recibos entre otros trabajos, la socia trabaja desde las 8:00 a.m hasta las 5:00 p.m, por medio de este negocio la socia saca adelante a sus hijos, el sueño de la socia es ampliar el negocio de imprenta. La socia solicita el préstamo para comprar papeles, pinturas y pinceles.
La socia que esta tapada su cara con un circulo ya no pertenece al banco comunal sembrando y los socios que estan pegados a la foto grupal se les tomo la foto despues de la reunion porque pidieron permiso por motivos de trabajo.
Los otros socios se dedican al negocio de tienda de abarrotes, negocio de restaurant, negocio de taller de carpintería y negocio de venta de pasteles.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

Magdenia was born in the city of Espinar and has lived in Cusco for the last 24 years. (She is raising her hand in the photo.) Magdenia, 24, is in a common law relationship. She’s a hardworking, responsible, professional woman. She’s a teacher working in a school in the city of Cusco. She’s... More from Sembrando Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $60,091,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sembrando Group's $2,200 loan helped a member to buy paper, paints and paintbrushes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 8, 2012
Currency Exchange Loss:
Mar 15, 2013