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Update on Tobias

Tobias, who has a tailoring shop in the town of Nakuru, has used his previous loan to buy clothing materials for his business. It was profitable, and he has been paying the loan amount well and in good time.

This being his second loan term, he plans to buy more stocks of sewing materials to be able to meet the demands of his customers and satisfy their needs.

In the future, Tobias hopes to expand his business by opening another tailoring shop in the area.

Previous Loan Details

Tobias is 36 years old. He is separated from the wife,but supports his two children aged 16 and two years. He is a tailor and has been in the business for the past six years. This is his first loan from KADET LTD. He was introduced to KADET LTD by a credit officer. He will use the loan amount to… More from Tobias's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 405
    View loans »
    Kenya Loans Fundraising
  • $38,152,100
    Funds lent in using Kiva
  • 85.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Tobias purchase clothing materials.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 7, 2012
Currency Exchange Loss:
Aug 17, 2013
This photo was used before for a previous loan for Tobias. It was first posted on Kiva on Jul, 2012. Learn More