Ellen is 35 years old and lives in Airport. She is married and has five children between the ages of 6 and 16, who are in school and live at home. Since 1997, she has been selling palm oil in the local market. She learned this way of selling from her mother and enjoys the profit she makes from her business. She is requesting a loan to purchase more palm oil for her business. Her plans are to buy a piece of land and build a house.