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Maisha Group
In this Group: Kasoki, Kahambu, Kahindo, Miranyo, Jacqueline, Kavira, Kakule`, Kakule, Zirirane, Brigitte, Masika, Barhane, Kabuo, Masika, Togogo, Mahamba, Katungu, Kakuru, Bunani
The borrower, Kakule, is the treasurer of the business group "Maisha". A dynamic entrepreneur, she is about 34 years old, married, and the mother of three young children who all go to elementary school. Her husband is a teacher and she co-manages a pharmacy. She has been involved in this business for about 13 years.

Kakule has already completed ten loan cycles with Hekima. She started her business using as a small capital the final payment received by her husband when he left the international organization he used to work for.

With this new loan, she will buy five boxes of essential and generic medications (paracetamol, quinine, aspirin, anti-inflammatory and antimalarial drugs, multivitamins, antibiotics etc).

Kakule also wishes to see her children grow and she would like to increase the size of her business. She uses the profits from her activity to buy food for her children and to pay their school fees.

She thanks Hekima for its actions toward the empowerment of low-income women excluded from the traditional banking system.
View original language description ↓
La cliente Kakule, trésorière du collectif d’affaire «Maisha », est un entrepreneur dynamique, âgée d’environ 34 ans, mariée, mère de 3 jeunes enfants, qui étudient tous à l’école primaire. Son mari est un enseignant. Elle est sociétaire d’une pharmacie. Environs 13 ans, elle exerce ces petites activités économiques. Cependant, elle vient de réaliser 10 cycles avec le crédit de Hekima. Elle commença son entreprise avec un faible capital, reçu de son mari, (argent de son décompte final car son mari travaillait à l’époque dans une organisation internationale). Ce nouveau prêt doit lui servir de s’approvisionner avec 5 cartons de médicaments essentiels et génériques (paracétamol, quinine, aspirines, les anti inflammatoires, les anti paludéens, les multi vitaminés, les antibiotiques, etc.).En plus, elle souhaite voir ses enfants grandir et accroître son unité d’exploitation. Les bénéfices de son entreprise lui servent à payer la scolarité, la nourriture pour ses enfants. La cliente remercie Hekima pour ses actions d’autonomisation en faveur de pauvres femmes exclues de banque classique.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 13
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,268,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Maisha Group's $4,175 loan helped a member to buy fives boxes of essential and generic medications (paracetamol, quinine, aspirin, anti-inflammatories, antimalarial, multivitamins, antibiotics etc...).
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 26, 2012
Listed
Nov 7, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2013